Here at Clifton Specialist Cars, we try to make financing your next car purchase as simple and as easy to complete as possible. Once you've browsed through our selection of quality cars and found the model you're looking for, you can choose how to spread the cost of your new car in a way that best suits your budget. As an independent dealer, we work closely with our finance partners, to provide you with a range of the most competitive finance options available anywhere in the UK.
Applying for the type of finance package you want couldn't be more straightforward and the whole process can be completed online. Once you've provided details of the car and some personal information, you can expect to have an answer without delay. Before you know it, you could be driving away in one of our prestige, as-new vehicles. So, what are your two main finance options?
Hire Purchase Car Finance
Hire Purchase (HP) is one of the most popular types of car loan and a simple way to spread the costs of purchasing a specialist car from us. The HP contract requires you to put down a deposit on the vehicle – 10% is usual, although you can put down more if you like – followed by equal monthly payments over a period of between 12 to 60 months. The car belongs to the finance company until all payments are made and only becomes yours once the outstanding balance is paid in full. During the HP agreement, you won't be able to sell the car privately, although you can part exchange it against another vehicle.
Personal Contract Purchase (PCP)
A Personal Contract Purchase can be a more affordable way of financing your purchase as you have the option of deferring some of the cost of the car until the end of the finance period, thereby reducing your monthly payments. Typically, you will put down a small deposit and pay a fixed monthly amount for the agreed term. At the end of the term you can pay off the deferred amount (known as a 'Balloon Payment') and the car is yours to keep; you can return the car to the finance company, or you can part exchange the vehicle for a new PCP deal.
If you know what type of finance deal you're looking for, simply fill out the form below. If you're still undecided or want some help making your application, please don't hesitate to give us a call.
4 SIMPLE STEPS TO FINANCING YOUR CAR ONLINE NOW
- 1. Go to OUR STOCK page and choose your car
- 2. Click on APPLY FOR FINANCE and adjust your deposit and length of deal for either HP or PCP
- 3. When you're ready click APPLY ONLINE NOW
- 4. Complete the online form and press submit – this information goes securely to our finance partner MOTONOVO
That's all you need to do!
Now just wait and one of our team will be in touch to let you know what to do next
- BUY NOW PAY LATER (deffered payment scheme)
- DRIVE AWAY SAME DAY
- 0% DEPOSIT AVAILABLE
- QUICK DECISIONS